Zettle by PayPal: A Smart Payment Solution for UK Businesses

For UK businesses looking to accept card payments seamlessly, Zettle by PayPal offers a reliable and cost-effective solution. Designed with small and medium-sized enterprises (SMEs) in mind, Zettle provides a simple yet powerful way to take payments in-store, on the go, or online.

Why Choose Zettle by PayPal?

1. Affordable Card Readers for In-Person Payments

Zettle’s sleek, portable card readers allow businesses to accept chip & PIN, contactless, and mobile wallet payments (Apple Pay, Google Pay) with ease. With transparent pricing and no long-term contracts, Zettle is a great alternative to traditional merchant services.

  • Card Reader Pricing:

    • Zettle Reader 2 (latest model) – £29 + VAT (one-time cost)

    • Transaction Fees: 1.75% per card payment (no monthly fees)

2. Seamless Integration with PayPal

Since PayPal acquired Zettle (formerly iZettle), businesses benefit from a unified payment ecosystem. Funds from Zettle transactions can be accessed quickly via PayPal, making cash flow management smoother.

3. Smart Invoicing & Online Payments

Zettle isn’t just for face-to-face transactions—businesses can also send digital invoices with a Pay Now button, allowing customers to pay via card or PayPal. This is ideal for service-based businesses or B2B transactions.

4. User-Friendly POS App

The free Zettle app turns any smartphone or tablet into a point-of-sale (POS) system, with features like:

  • Inventory management

  • Sales analytics & reporting

  • Customer receipts (email or SMS)

5. No Hidden Fees or Long-Term Contracts

Unlike traditional merchant accounts, Zettle operates on a pay-as-you-go model, meaning businesses only pay when they make a sale. There are no monthly fees or exit penalties.

Who Is Zettle Best For?

Zettle is ideal for:

  • Retailers & market traders – Portable card readers make it easy to take payments anywhere.

  • Service providers – Send invoices and get paid faster.

  • Small restaurants & cafes – Quick, secure transactions with tipping options.

  • E-commerce & pop-up shops – Flexible payment acceptance without high costs.

Final Verdict

Zettle by PayPal is a strong choice for UK businesses that want a low-cost, flexible, and scalable payment solution. With fast setup, transparent fees, and powerful features, it’s a great way to start taking card payments without hefty commitments.

Interested in Zettle? Compare it with other UK payment providers to find the best fit for your business needs.

Would you like a comparison with other card readers like SumUp or Square? Let us know!

  • Accept card payments – lowest rates from 0.27%
  • Keep your card processing fees to a minimum
  • Direct access to the UK’s leading card processing banks
  • We ensure your rates always remain competitive
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