SumUp: A Simple and Affordable Card Payment Solution for UK Businesses
If your business is looking for a straightforward, cost-effective way to accept card payments, SumUp could be the perfect solution. Designed with small and medium-sized businesses in mind, SumUp offers easy-to-use card readers, transparent pricing, and no long-term contracts—making it an attractive choice for UK merchants.
Why Choose SumUp?
1. No Monthly Fees, Just Pay-as-You-Go
Unlike traditional merchant accounts that charge monthly fees, SumUp operates on a pay-as-you-go model. You only pay a small fee per transaction (1.69% for most card payments), with no hidden costs or fixed contracts.
2. Affordable, Portable Card Readers
SumUp provides a range of card readers to suit different business needs:
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SumUp Air (Bluetooth, works with smartphones & tablets) – £19
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SumUp Solo (Wi-Fi & Bluetooth, standalone device) – £49
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SumUp Plus (All-in-one terminal with receipts & app integration) – £99
These devices accept contactless, chip & PIN, and mobile payments (Apple Pay, Google Pay), ensuring you never miss a sale.
3. Quick and Easy Setup
Getting started with SumUp takes minutes—no lengthy application process or credit checks. Just order a reader, download the free app, and start taking payments.
4. Invoicing & Payment Links
SumUp isn’t just for in-person transactions. You can also:
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Send digital invoices with a “Pay Now” button
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Create payment links to share via email, WhatsApp, or social media
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Accept payments online with SumUp’s eCommerce integrations
5. Next-Day Payouts
SumUp deposits funds into your bank account by the next business day, helping with cash flow.
6. No Long-Term Commitment
There’s no contract—you can stop using SumUp anytime without penalties.
Who Is SumUp Best For?
SumUp is ideal for:
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Small retailers & market traders
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Cafés, food trucks & pop-up businesses
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Service providers (e.g., plumbers, electricians, hairdressers)
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Freelancers & sole traders
Limitations to Consider
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No AMEX acceptance (unless using SumUp Plus)
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Higher fees for keyed-in transactions (2.95%)
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Not ideal for very high-volume businesses (where lower interchange rates may be available elsewhere)
Final Verdict
SumUp is a simple, budget-friendly way for UK businesses to start taking card payments without hefty fees or contracts. If you need a reliable, no-fuss solution for in-person, online, or remote payments, SumUp is worth considering.
- Accept card payments – lowest rates from 0.27%
- Keep your card processing fees to a minimum
- Direct access to the UK’s leading card processing banks
- We ensure your rates always remain competitive
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