Shopify for UK Businesses: Taking Card Payments Made Easy
For UK businesses looking to accept card payments seamlessly, Shopify offers a powerful and user-friendly eCommerce platform with integrated payment solutions. Whether you run an online store, a brick-and-mortar shop, or both, Shopify provides the tools to process transactions securely and efficiently.
Why Choose Shopify for Card Payments?
1. Built-In Payment Processing – Shopify Payments
Shopify’s own payment gateway, Shopify Payments, allows merchants to accept:
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Credit & debit cards (Visa, Mastercard, American Express)
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Digital wallets (Apple Pay, Google Pay)
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Alternative methods (Shop Pay, PayPal)
By using Shopify Payments, you avoid third-party transaction fees, simplifying your finances.
2. Competitive Transaction Fees
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Online & in-person rates: From 1.7% + 20p per transaction (varies by plan).
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No additional fees if using Shopify Payments (unlike some third-party gateways).
3. POS System for In-Person Sales
Shopify’s Point of Sale (POS) system lets UK retailers accept card payments in-store, at markets, or via mobile. The system integrates with:
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Card readers (like Shopify Tap & Chip)
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Barcode scanners & receipt printers
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Inventory & customer management
4. Multi-Currency & International Sales
Shopify supports GBP and multiple currencies, helping UK businesses sell globally while automatically converting payments.
5. Fraud Prevention & Security
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3D Secure checkout for added security
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Built-in fraud analysis to detect suspicious transactions
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PCI DSS compliant (essential for card payment processing)
How to Get Started with Shopify Payments
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Sign up for a Shopify plan (Basic, Shopify, or Advanced).
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Enable Shopify Payments in your dashboard (no separate merchant account needed).
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Set up your business details (UK bank account required).
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Start accepting payments – online, in-person, or on-the-go.
Alternative Payment Gateways
If you prefer other providers, Shopify supports:
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Stripe
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PayPal
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Worldpay
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Amazon Pay
However, third-party gateways may incur extra fees.
Final Thoughts
For UK businesses, Shopify simplifies card payments with an all-in-one solution that covers online sales, in-store transactions, and global expansion. With competitive rates, strong security, and seamless integration, it’s an excellent choice for merchants of all sizes.
- Accept card payments – lowest rates from 0.27%
- Keep your card processing fees to a minimum
- Direct access to the UK’s leading card processing banks
- We ensure your rates always remain competitive
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