Shopify for UK Businesses: Taking Card Payments Made Easy

For UK businesses looking to accept card payments seamlessly, Shopify offers a powerful and user-friendly eCommerce platform with integrated payment solutions. Whether you run an online store, a brick-and-mortar shop, or both, Shopify provides the tools to process transactions securely and efficiently.

Why Choose Shopify for Card Payments?

1. Built-In Payment Processing – Shopify Payments

Shopify’s own payment gateway, Shopify Payments, allows merchants to accept:

  • Credit & debit cards (Visa, Mastercard, American Express)

  • Digital wallets (Apple Pay, Google Pay)

  • Alternative methods (Shop Pay, PayPal)

By using Shopify Payments, you avoid third-party transaction fees, simplifying your finances.

2. Competitive Transaction Fees

  • Online & in-person rates: From 1.7% + 20p per transaction (varies by plan).

  • No additional fees if using Shopify Payments (unlike some third-party gateways).

3. POS System for In-Person Sales

Shopify’s Point of Sale (POS) system lets UK retailers accept card payments in-store, at markets, or via mobile. The system integrates with:

  • Card readers (like Shopify Tap & Chip)

  • Barcode scanners & receipt printers

  • Inventory & customer management

4. Multi-Currency & International Sales

Shopify supports GBP and multiple currencies, helping UK businesses sell globally while automatically converting payments.

5. Fraud Prevention & Security

  • 3D Secure checkout for added security

  • Built-in fraud analysis to detect suspicious transactions

  • PCI DSS compliant (essential for card payment processing)

How to Get Started with Shopify Payments

  1. Sign up for a Shopify plan (Basic, Shopify, or Advanced).

  2. Enable Shopify Payments in your dashboard (no separate merchant account needed).

  3. Set up your business details (UK bank account required).

  4. Start accepting payments – online, in-person, or on-the-go.

Alternative Payment Gateways

If you prefer other providers, Shopify supports:

  • Stripe

  • PayPal

  • Worldpay

  • Amazon Pay

However, third-party gateways may incur extra fees.

Final Thoughts

For UK businesses, Shopify simplifies card payments with an all-in-one solution that covers online sales, in-store transactions, and global expansion. With competitive rates, strong security, and seamless integration, it’s an excellent choice for merchants of all sizes.

  • Accept card payments – lowest rates from 0.27%
  • Keep your card processing fees to a minimum
  • Direct access to the UK’s leading card processing banks
  • We ensure your rates always remain competitive
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