- Accept card payments – lowest rates from 0.27%
- Keep your card processing fees to a minimum
- Direct access to the UK’s leading card processing banks
- We ensure your rates always remain competitive
No spam emails or calls
Choose from the payment methods then click Next
What's your turnover each month?
Enter the name of your company
Enter your company's postcode and contact number
Tell us what you need
Fill in our quick form and we’ll give you a call for a brief 5-minute chat to understand exactly what you're looking for.
Get tailored quotes
We’ll match you with up to three of the most competitive offers from our trusted providers that suit your business.
Pick with confidence
We’ll help you understand the options so you can choose the best fit — quickly, clearly, and without any pressure.






Sage Pay (Now Opayo): A Reliable Payment Solution for UK Businesses
For UK businesses looking to accept card payments securely and efficiently, Sage Pay (now rebranded as Opayo) remains one of the most trusted payment service providers. Acquired by Elavon in 2019 and later rebranded under the Opayo name in 2020, this payment gateway has built a strong reputation for reliability, security, and seamless integration.
Why Choose Opayo (Formerly Sage Pay) for Your Business?
1. Secure & PCI-Compliant Payment Processing
Opayo provides PCI DSS Level 1 compliance, ensuring that all transactions meet the highest security standards. Features like tokenisation, fraud prevention tools, and 3D Secure 2.0 authentication help reduce chargebacks and protect against fraudulent transactions.
2. Multiple Integration Options
Whether you need an online payment gateway, in-store card terminal, or phone payment solutions, Opayo offers flexible integration methods, including:
-
Hosted Payment Pages (redirect customers to a secure checkout)
-
Direct API Integration (customise your own checkout experience)
-
Sage Pay Terminal (for in-person card payments)
-
Mobile & Virtual Terminal (for phone, mail order, or invoicing payments)
3. Competitive Transaction Fees
Opayo provides transparent pricing with competitive rates, including:
-
Online transaction fees (typically a percentage + fixed fee per transaction)
-
Merchant account fees (monthly or pay-as-you-go options)
-
No long-term contracts (flexible for growing businesses)
4. Seamless Compatibility with Accounting & E-commerce Platforms
Opayo integrates smoothly with major platforms like:
-
Sage Accounting
-
Shopify, WooCommerce, Magento
-
BigCommerce & other e-commerce systems
5. Trusted by UK Businesses for Over 20 Years
Having processed billions in transactions, Opayo (formerly Sage Pay) is a well-established name in UK payments, trusted by SMEs and large enterprises alike.
Is Opayo Right for Your Business?
If you need a secure, scalable, and feature-rich payment solution with strong UK support, Opayo is a solid choice. It’s particularly well-suited for:
✔ Online retailers needing a fast, secure checkout
✔ Service-based businesses taking phone or invoice payments
✔ Brick-and-mortar stores requiring card terminals
Next Steps
To get started with Opayo, you’ll need:
-
A merchant account (Opayo can provide one via Elavon)
-
Integration with your website or POS system
Looking for alternatives? Compare Opayo with other top UK payment gateways like Stripe, Worldpay, or PayPal to find the best fit for your business.