Opayo by Sage Pay Europe and Elavon

What is SagePay and why should I use it?

SagePay, now part of Opayo by Sage, is a secure payment processing service that facilitates online transactions. It offers robust fraud protection, seamless integration with various platforms, and exceptional customer support. Utilizing SagePay enhances your business’s credibility and ensures a smooth checkout experience for customers, driving more sales.

Opayo (formerly Sage Pay) and Elavon Payment Gateway are both payment service providers that cater to ecommerce businesses, but they offer different solutions for businesses looking to accept payments. Here’s a breakdown of each and how they may relate:

1. Opayo (formerly Sage Pay)

1. Ownership : Opayo is a UK-based payment gateway and merchant services provider, now owned by Elavon (a subsidiary of U.S. Bancorp).
2. Services :
3. Payment Gateway : Facilitates online payments, supporting credit/debit cards, digital wallets, and alternative payment methods.
4. Virtual Terminal : Allows manual card entry for phone/mail orders.
5. Recurring Billing : Supports subscription-based payments.
6. Fraud Prevention : Includes tools like 3D Secure and fraud screening.
7. Target Market : Primarily UK and European businesses, from SMEs to large enterprises.

2. Elavon

1. Ownership : A major U.S.-based payment processor, wholly owned by U.S. Bancorp.
2. Services :
3. Merchant Acquiring : Processes card payments (in-person, online, mobile).
4. Payment Solutions : Includes point-of-sale (POS) systems, and point of sale virtual terminals, and omnichannel payments.
5. Global Reach : Strong presence in the U.S., Europe, and Latin America.
6. Fraud & Security : Offers advanced security features like tokenization and encryption.

Relationship Between Opayo and Elavon

1. Elavon acquired Opayo (Sage Pay) in 2020, integrating it into its European payment solutions.
2. Opayo now operates under Elavon’s merchant services but retains its brand for UK customers.
3. Businesses using Opayo may access Elavon’s broader payment processing infrastructure.

Key Features of Opayo and Elavon Platforms

Key Differences

Feature | Opayo (Sage Pay) | Elavon

Primary Focus | UK online payments | Global merchant services (POS, online, mobile)

Gateway vs. Processor | Mainly a gateway | Full-service processor & acquirer

Geographic Strength | UK & Europe | U.S., Europe, Latin America

Ownership | Subsidiary of Elavon | Owned by U.S. Bancorp

History and Regional Presence of Opayo and Elavon

Which One to Choose?

1. For UK online businesses : Opayo is a strong choice for payment gateways.
2. For in-person or U.S./global processing : Elavon may be better.
3. Combined Solutions : Some businesses use Opayo’s gateway with Elavon’s merchant services for end-to-end processing.

Would you like a comparison of fees or integration options for a smooth checkout? Sage Pay is widely used in European countries by industries such as retail, hospitality, e-commerce, and travel, which require reliable and secure payment processing for customer transactions. Accept card payments – lowest rates from 0.27%. Keep your card processing fees to a minimum.

1. Accept card payments – lowest rates from 0.27%
2. Keep your card processing fees to a minimum
3. Direct access to the UK’s leading card processing banks
4. We ensure your rates always remain competitive. No spam emails or calls. Choose from the payment methods then click Next. What’s your turnover each month? Enter the name of your company. If you’re looking for alternatives to Sage Pay for payment processing in Europe, some popular options include PayPal, Stripe, Worldpay, Adyen, and Klarna. These providers offer a wide range of payment methods suitable for various business needs.

No spam emails or calls

Choose from the payment methods then click Next

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Enter your company’s postcode and contact number. Tell us what you need. Fill in our quick form and we’ll give you a call for a brief 5-minute chat to understand exactly what you’re looking for. If you’re interested in accepting online payments in Europe with Sage Pay, our team can guide you through the setup process, which includes integrating Sage Pay with your pos system, verifying your business details, and enabling secure payment processing on your website.

Tell us what you need Fill in our quick form and we’ll give you a call for a brief 5-minute chat to understand exactly what you’re looking for. Get tailored quotes If your business operates in different European countries and requires multi-currency transaction support, it’s important to know that Sage Pay does offer the capability to handle payments in multiple currencies. This feature can help streamline international transactions for European businesses.

Fill in our quick form and we’ll give you a call for a brief 5-minute chat to understand exactly what you’re looking for. For European merchants considering Sage Pay, it’s important to note that Sage Pay offers robust security features such as PCI DSS compliance, advanced fraud screening tools, and end-to-end encryption to protect sensitive payment data.

https://www.sagepay.co.uk/

https://selfservice.sagepayments.co.uk/Summary

https://www.trustpilot.com/review/elavon.co.uk

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Security, Reliability, and Customer Support Considerations