NatWest for Business: Taking Card Payments in the UK

For UK businesses looking to accept card payments, NatWest offers a range of merchant services designed to streamline transactions, improve cash flow, and enhance customer convenience. As one of the UK’s leading high-street banks, NatWest provides tailored payment solutions for small, medium, and large businesses.

NatWest Merchant Services: Key Features

1. Card Payment Solutions

NatWest provides businesses with multiple ways to accept payments, including:

• Countertop & Portable Card Terminals – Ideal for retail, hospitality, and service-based businesses.

• Mobile Card Readers – Enables payments on the go via smartphones or tablets.

• Online Payment Gateways – Secure eCommerce solutions for businesses selling online.

• Virtual Terminals – Process card-not-present (CNP) transactions over the phone or via email.

2. Competitive Transaction Fees

NatWest offers transparent pricing with competitive transaction fees, including:

• Pay-as-you-go – No monthly fees, just a per-transaction cost.

• Monthly plans – Fixed fee structures for businesses with higher payment volumes.

3. Fast Settlements & Integration

• Funds typically reach your NatWest business account within 1-3 working days.

• Seamless integration with accounting software like Xero, QuickBooks, and Sage.

4. Security & Fraud Protection

• PCI DSS compliant – Ensures secure card data handling.

• Advanced fraud detection – Reduces chargebacks and fraudulent transactions.

5. Additional Business Benefits

• 24/7 UK-based customer support.

• Multi-currency processing for international sales.

• Loyalty & gift card programs to boost customer retention.

Is NatWest Right for Your Business?

NatWest’s merchant services are best suited for:
✅ Brick-and-mortar retailers needing countertop terminals.
✅ Service providers & tradespeople requiring mobile payments.
✅ Online businesses looking for a secure payment gateway.

Alternatives to Consider

While NatWest is a strong option, businesses may also explore:

• Barclaycard (for high-volume merchants)

• SumUp (low-cost mobile payments)

• Square (flexible POS solutions)

Final Verdict

NatWest provides reliable, secure, and flexible card payment solutions for UK businesses. With competitive fees, fast settlements, and strong customer support, it’s a solid choice for SMEs looking to accept card payments efficiently.

Next Steps:
👉 Compare NatWest’s pricing with other providers.
👉 Check eligibility based on your business type and turnover.
👉 Speak to a NatWest business advisor for a tailored solution.

Would you like a more detailed breakdown of NatWest’s fees or a comparison with another provider? Let us know how we can help!