Monek: A UK-Based Card Payment Provider

When considering merchant services in the UK, Monek is one of the lesser-known but established options for businesses looking to accept card payments. Based in Staffordshire, Monek is a UK payments technology company that provides a range of solutions for taking payments both online and in person.

Founded in 1998, Monek has operated behind the scenes for many years, powering secure payment processing for a wide range of businesses. They position themselves as a flexible, customer-focused alternative to larger providers, with a focus on building tailored solutions to meet specific needs.

Key Features:

  • Online and In-Person Payments: Monek supports e-commerce businesses through hosted payment pages and API integrations, as well as face-to-face payments with card terminals.

  • Gateway Services: Their payment gateway can be integrated with a variety of websites and platforms, providing secure transaction processing.

  • PCI Compliance: Monek helps merchants manage PCI DSS compliance, which is a crucial aspect of accepting card payments securely.

  • Customisation and Support: Unlike some “off-the-shelf” payment providers, Monek offers more bespoke integration options and UK-based support.

Who Might Choose Monek?

Monek is a potential fit for businesses that:

  • Want a UK-based provider with a strong support team

  • Require flexible integration options beyond the basics

  • Need a payment partner that can adapt to more complex or specific requirements

  • Prefer working with a company that isn’t part of a large multinational corporation

However, Monek doesn’t usually compete on name recognition or plug-and-play simplicity compared to providers like Stripe or Square. For small businesses looking for a quick setup, it may not be the first name that comes to mind — but for those needing tailored support or more control over how payments are handled, Monek can be a strong option.

  • Accept card payments – lowest rates from 0.27%
  • Keep your card processing fees to a minimum
  • Direct access to the UK’s leading card processing banks
  • We ensure your rates always remain competitive
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