First Data: A Key Player in UK Business Payment Solutions

For UK businesses looking to accept card payments, choosing the right payment processor is crucial. First Data (now part of Fiserv following a 2019 merger) has long been a major player in the payment processing industry, offering a range of solutions tailored to businesses of all sizes.

Who Is First Data?

First Data was one of the world’s largest payment processors before merging with Fiserv. In the UK, it provided merchant services, payment gateways, and point-of-sale (POS) solutions, helping businesses securely accept debit and credit card payments.

First Data’s UK Payment Solutions for Businesses

First Data offered several key services for UK merchants:

1. Card Payment Processing

First Data enabled businesses to accept card payments in-store, online, and via mobile, supporting major card schemes like Visa, Mastercard, and American Express.

2. Clover POS Systems

One of First Data’s most popular offerings was Clover, a versatile POS system with hardware and software options for retail, hospitality, and service-based businesses.

3. Payment Gateway Services

For eCommerce businesses, First Data provided secure payment gateway solutions, integrating with online shopping platforms to process transactions smoothly.

4. Merchant Accounts

First Data acted as an acquiring bank, allowing businesses to set up merchant accounts to receive funds from card transactions.

The Shift to Fiserv

Since the merger with Fiserv, First Data’s services have been rebranded under the Fiserv name. However, many of the same solutions remain available, now backed by Fiserv’s expanded technology and financial services.

Why UK Businesses Considered First Data (Now Fiserv)

• Reliable processing with high approval rates

• Omnichannel solutions (in-person, online, mobile)

• Advanced security including fraud prevention tools

• Competitive pricing (though rates vary by business type)

Alternatives in the UK Market

While First Data (Fiserv) remains a strong option, UK businesses may also consider:

• Worldpay (another leading processor)

• Barclaycard Payments

• Square (for small businesses)

• SumUp (for mobile & countertop payments)

Final Thoughts

First Data was a trusted name in payment processing, and its legacy continues under Fiserv. For UK businesses evaluating card payment providers, Fiserv’s solutions—including Clover POS and secure payment gateways—are worth exploring alongside other leading providers.

Would you like a comparison of Fiserv’s current offerings versus other UK payment processors? Let us know how we can help your business choose the best payment solution!