EVO Payments: A Comprehensive Overview for UK Businesses

For UK businesses looking to accept card payments, choosing the right payment processor is crucial for smooth transactions, security, and customer satisfaction. EVO Payments is a global provider of payment technology and services, offering solutions tailored to businesses of all sizes. In this article, we’ll explore what EVO Payments offers, its benefits, fees, and how it compares to other UK payment processors.

Who is EVO Payments?

EVO Payments (now part of Global Payments following a 2023 acquisition) is a leading payment service provider operating in multiple countries, including the UK. It specialises in:

• Card payment processing (in-person, online, and mobile)
• Point-of-Sale (POS) solutions
• E-commerce payment gateways
• Virtual terminals for phone/mail orders
• Multi-currency processing for international businesses

Key Features & Benefits for UK Businesses

1. Flexible Payment Acceptance

EVO Payments supports:

• Card-present transactions (chip & PIN, contactless, mobile wallets like Apple Pay & Google Pay)
• Card-not-present transactions (online payments, phone orders, recurring billing)
• Omnichannel solutions (seamless integration across in-store, online, and mobile)

2. Competitive Pricing & Transparent Fees

EVO Payments offers custom pricing based on business type, transaction volume, and risk level. Typical fees include:

• Merchant service charge (MSC): A small percentage per transaction (varies by card type)
• Fixed transaction fee: e.g., 10p-30p per transaction
• Monthly/annual fees: For terminal rental or payment gateway access

Note: Always compare EVO’s rates with competitors like Worldpay, Barclaycard, or Square to ensure cost-effectiveness.

3. Secure & PCI-Compliant Processing

EVO Payments adheres to PCI DSS Level 1 compliance, ensuring:

• Tokenisation & encryption for secure transactions
• Fraud prevention tools (3D Secure for online payments)
• Chargeback management

4. Integration with Popular Platforms

EVO Payments works with:

• E-commerce platforms: Shopify, WooCommerce, Magento
• Accounting software: QuickBooks, Xero
• POS systems: Clover, Ingenico, Verifone

5. Global Payment Solutions

For UK businesses selling internationally, EVO supports:

• Multi-currency processing
• Cross-border transactions
• Alternative payment methods (e.g., SEPA, Alipay)

Potential Drawbacks

• Contract terms: Some merchants report long-term contracts with early termination fees.
• Approval process: High-risk businesses may face stricter underwriting.

Is EVO Payments Right for Your UK Business?

EVO Payments is a strong choice for:
✅ Retailers & hospitality businesses needing reliable POS systems
✅ E-commerce stores looking for a secure payment gateway
✅ International sellers requiring multi-currency support

However, smaller businesses or startups may prefer PayPal, Square, or Stripe for simpler, pay-as-you-go pricing.

Next Steps

If you’re considering EVO Payments:

1. Request a quote based on your transaction volume.
2. Compare fees with other UK providers.
3. Check integration options with your existing systems.

Would you like help comparing EVO Payments with other processors? Let us know—we’re here to help your business find the best payment solution!

Need a better payment processor? Compare EVO Payments with top UK alternatives like Worldpay, Barclaycard, and Stripe in our Payment Provider Comparison Guide.