Authorize.net

Authorize.Net is a popular payment gateway service that enables businesses to accept online payments securely. It processes credit card and electronic check transactions, offering features like fraud detection, recurring billing, and customer information management.

Key Features:

  1. Payment Processing – Accepts credit/debit cards (Visa, Mastercard, Amex, etc.) and e-checks (ACH).
  2. Security – Supports PCI compliance, tokenization, and encryption.
  3. Recurring Billing – Automates subscription payments.
  4. Fraud Prevention – Includes tools like Address Verification Service (AVS) and Card Code Verification (CVV).
  5. Developer-Friendly – Offers APIs (REST, SOAP) and SDKs for integration.
  6. Virtual Terminal – Allows manual entry of card payments via a web interface.

Pricing:

  • Gateway Fee: ~$25/month (if not using an all-in-one merchant account).
  • Per-Transaction Fee: ~$0.10 + discount rate (varies by merchant account provider).
  • Some providers bundle Authorize.Net with their merchant services.

How to Get Started:

  1. Sign Up – Apply directly on Authorize.Net or through a partnered merchant provider.
  2. Integration – Use their API, plugins (for WooCommerce, Shopify, Magento, etc.), or virtual terminal.
  3. Testing – Utilize the sandbox mode before going live.

Alternatives:

  • Stripe
  • PayPal Payments Pro
  • Square
  • Braintree

Would you like help with integration or comparing payment processors?

  • Accept card payments – lowest rates from 0.27%
  • Keep your card processing fees to a minimum
  • Direct access to the UK’s leading card processing banks
  • We ensure your rates always remain competitive
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