- Accept card payments – lowest rates from 0.27%
- Keep your card processing fees to a minimum
- Direct access to the UK’s leading card processing banks
- We ensure your rates always remain competitive
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MERCHANT SERVICES
Merchant Services West Midlands
Discover unparalleled value in Merchant Services through our extensive network and expertise. By collaborating with 90% of the UK’s leading Payment Service Providers, we harness our considerable influence to bring you the most competitive deals in the market. Our strong partnerships and vast client base, processing over a billion pounds in card payments annually, empower us to negotiate terms that benefit your business directly. Tailored solutions, exceptional rates, and dedicated support – that’s the commitment we bring to every client, ensuring your business thrives with the best merchant services at your disposal.
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Pay Less on Payment Processing West Midlands
Our quick and easy form is your gateway to the best deals and lowest fees from leading UK Payment Service Providers. Whether you’re new to card payments or looking to reduce existing costs, we’ve got you covered.
We work with over 90% of the UK’s leading providers ensure we source the most competitive deals for your business. Don’t let high transaction fees limit your growth.

Contactless Payments West Midlands
Embrace the ease of Contactless Payments with our state-of-the-art service. Now, you can effortlessly accept payments through Chip & PIN, smartphones, and smartwatches. Sleek card reader technology ensures a quick, secure, and hassle-free transaction experience for your customers. Whether they tap their card or use their smart device, your business stays at the forefront of modern payment solutions. Get ready to elevate your customer’s checkout experience with lightning-fast, reliable contactless payments.

Smartphone Payment Apps West Midlands
Step into the future with our Smartphone Payment Apps, a cutting-edge solution for on-the-go transactions. Our app transforms your smartphone into a powerful payment terminal, allowing you to accept customer payments anytime, anywhere. With a user-friendly interface and robust security features, you can process transactions swiftly and securely, right from your phone. The ultimate in convenience and flexibility, always ready to meet your customers’ payment needs.

Payment Gateways West Midlands
Payment Gateways offer a seamless and secure solution for online transactions. These gateways act as a conduit between a merchant’s website and the payment processing network, ensuring every transaction is encrypted and processed with the utmost security. Handle all major credit and debit cards, providing customers with a variety of payment options. With their robust fraud prevention tools and easy integration, Payment Gateways are essential for any business looking to thrive in the digital marketplace.

Cutting-Edge Payments West Midlands
Embrace the world of Cutting-Edge Payment Solutions, where transactions are not just fast, but futuristic. This technology allows businesses to accept payments from a variety of smart devices, including smartphones and smartwatches. Compatible with popular platforms like Apple Pay, Google Pay, and Samsung Pay, these solutions cater to a tech-savvy customer base. They represent the pinnacle of convenience and security, ensuring a smooth, contactless transaction every time. Ideal for businesses these payment methods bring efficiency and customer satisfaction.

Take Payments Over The Phone West Midlands
Traditional Phone Payments remain a vital part of business operations, offering a personal touch in an increasingly digital world. This method allows customers to make payments by simply calling and providing their card details over the phone. It’s a straightforward, tried-and-tested approach, ideal for those who prefer a human connection or are not as tech-savvy. Ensuring security and convenience, phone payments cater to a diverse customer base and keep businesses accessible to all. It’s a classic solution that continues to hold its ground in the modern marketplace.

Open Banking Payment Links West Midlands
Innovative Open Banking PayLinks are revolutionizing the way payments are made. This method leverages the power of open banking to enable secure, direct transactions without the need for traditional card processing. Businesses can easily send payment links or QR codes to customers, who can then complete the payment – it’s fast, secure, and incredibly efficient. This not only bypasses card processing fees but also streamlines the payment process, making it a win-win for both businesses and customers. This technology means financial convenience and advanced security.
Never Miss a Payment
Never miss a customer payment, offer the latest payment types from Googlepay, Applepay, and Samsung; take e-payments from mobile phone payments and smartwatches.
Make purchasing as easy and accessible as possible for your customers and reap the benefits in increased sales at your customer present paypoints.
Face to Face Payments West Midlands
Take payments from your customers using the most reliable contactless card readers ready and capable to take payments from cards, Chip & PIN, smartphones and smartwatches via WIFI or mobile networks.
Mail or Telephone Payments West Midlands
Take payments over-the-phone or mail or recurring customer payments when the customer is not present via easy to use payment gateways and payment management systems.
Online Payments West Midlands
Take customer payments using secure online payment gateways for your online store or customer management systems.
Card Machines West Midlands
Credit card machines, card readers, and PDQ (Process Data Quickly) systems are now essential tools at the point-of-sale in numerous UK outlets, offering swift and secure payment options. The latest credit card machines are incredibly versatile, accepting payments through contactless cards or NFC-enabled mobile phones, catering to the convenience of modern consumers.
While small businesses often gravitate towards compact card readers like those offered by SumUp or iZettle, it’s important to consider the long-term cost implications. These devices, although user-friendly, may incur higher fees, posing a challenge for businesses with more than modest turnover.
Among the most sought-after are wireless PDQ machines, which stand out for their flexibility and connectivity. They can operate over phone networks, ensuring uninterrupted service even in remote locations. Additionally, there’s a growing trend in integrating these machines with EPOS (Electronic Point Of Sale) systems, creating a streamlined, all-in-one solution for businesses. The popularity of PDQ machines is further bolstered by the variety of contracts available, ranging from short-term rentals to long-term agreements that offer significant savings on fees. Such versatility makes them a top choice for businesses seeking efficient, reliable, and cost-effective payment processing solutions.
Card Machine Transaction Fees West Midlands
Transaction fees for card machines vary depending on the provider and contract type. Traditional merchant account providers calculate fees based on card and transaction types, offering tailored rates for different scenarios. In contrast, the newer casual contracts often feature “blended” rates, where all transactions are charged at a uniform rate. However, this uniformity may not extend to mobile payments like Apple Pay and Google Pay. Understanding these fee structures is crucial for businesses to manage their costs effectively and choose the most economical option for their transaction volumes and types.
Card Machine Monthly Fees West Midlands
Monthly fees for card machines are also subject to the terms set by your merchant account provider. Traditional contracts may include a monthly fee, which is often determined by the volume of transactions and the nature of your business. For small businesses opting for casual card machine contracts, there’s frequently no monthly fee for a basic level of transactions. However, larger or multi-site businesses typically incur a monthly fee, usually around £10, in addition to transaction fees. This fee structure is designed to accommodate different business sizes and transaction volumes, offering flexibility and scalability for growing enterprises.
Taking a Card Payments with Card Machines
- Make sure the card machine is powered on and ready to connect to the data network.
- Load or input the transaction details ready to process the sale.
- Allow the customer to place their card near the NFC sensor on the card machine if the payment is under £100. If the payment is over £100 the customer will be required to insert the card into the reader and follow on-screen instructions to input their PIN.
- The card machine will connect over the data network and attempt process the transaction.
- Either the transaction will complete or the customer may be required to input their PIN for added security (see step 3).

Get Card Machines West Midlands
Unlock seamless customer transactions with our stylish and reliable card machines. Tailored for businesses where customer interaction is key, these devices ensure a smooth point-of-sale experience. By setting up a merchant account with us, you gain access to the latest in card reader technology – efficient, secure, and designed to complement your business setting. Whether it’s retail, hospitality, or any customer-facing enterprise, our card machines are the perfect fit for effortless payment processing. Embrace ease and professionalism in every transaction.

Contactless Card Payments West Midlands
Elevate your business with the convenience of Contactless Card Payments. These fast, secure, and hassle-free payment options cater to the modern consumer’s need for speed and simplicity. Our advanced contactless technology ensures each transaction is not only swift but also meets the highest security standards. Ideal for busy retail environments or any quick-service business, contactless payments reduce queues and enhance customer satisfaction. Offer your customers the ultimate in payment ease, reinforcing your commitment to modern, customer-centric service.

All Payment Acceptance West Midlands
Stay ahead of the curve with card machines that accept the latest payment types. Our cutting-edge devices are equipped to handle not just traditional card payments, but also transactions from smartphones and smartwatches. This flexibility caters to the diverse preferences of your customers, whether they swipe, tap, or scan. By embracing technologies like Apple Pay, Google Pay, and other NFC (Near Field Communication) methods, you offer unparalleled convenience. These versatile payment options position your business as a forward-thinking, customer-focused enterprise.
Merchant Accounts West Midlands
Selecting the right merchant account is a crucial decision for your business, involving several key factors:
- The nature of your products or services
- The average size of your customer transactions
- Your preferred methods for accepting payments: in-person, over the phone, or online.
- Understanding these elements will guide you in choosing an account that aligns with your business needs.
Merchant Accounts for Small Business West Midlands
Small businesses seeking to streamline their payment processes will find our Merchant Account services invaluable. We specialise in fast-tracking and assisting with applications, making it simpler and more efficient for small businesses to get started. Our extensive network, covering over 90% of the UK’s top merchant account providers, banks, and acquirers, positions us uniquely to offer the best options tailored to your specific needs.
Understanding that each small business has its own unique demands, we provide personalised guidance every step of the way. Our expertise is especially beneficial in navigating the complexities of setting up a merchant account, ensuring a smooth and hassle-free experience. We’re proud to have assisted thousands of UK businesses, helping them to secure merchant accounts that offer competitive rates, robust security, and reliable customer support.
By partnering with us, small businesses gain the advantage of our comprehensive industry knowledge and strong relationships with leading financial institutions. This not only accelerates the setup process but also ensures that you receive a merchant account solution that is both cost-effective and perfectly suited to your business operations.
Corporate Merchant Services West Midlands
For large corporations, chain stores, and hotel chains, our Corporate Merchant Services offer a sophisticated and scalable solution. Catering to the complex and diverse needs of large-scale operations, we provide bespoke services that align with the intricacies of high-volume, multi-faceted businesses. Our extensive reach, encompassing over 90% of the UK’s leading merchant account providers, banks, and acquirers, ensures that we can negotiate the most advantageous terms tailored to corporate requirements.
Our expertise extends to managing the unique challenges faced by larger businesses, such as integrating multiple payment systems across various locations, ensuring uniform compliance, and providing robust security measures to protect against fraud and data breaches. We understand that corporate entities demand not just efficiency but also flexibility in their payment processing solutions, and our services are designed to deliver just that.
In addition to handling traditional payment methods, we also facilitate the latest in digital and mobile payment technologies, enabling corporations to stay at the forefront of the evolving payment landscape. With a track record of assisting numerous high-profile clients, our team is equipped to offer unparalleled support and guidance, ensuring your corporate merchant services are streamlined, secure, and aligned with your business goals.
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